Being caught out in a lightning storm is something that many people fear, but in reality, the odds are fairly low that you will be hit by lightning. As long as you avoid standing on a high, barren spot or carrying a metal umbrella, you should be safe. Your home, on the other hand, does have some other threats to it than simply a direct hit by lightning. There is also the power lines to consider. A lightning strike can cause a damaging power surge that can damage electronics, cause blackouts and other, similar problems. This is why it is wise to minimize the use of wired electronics during a storm, possibly even disconnecting them.
Even the trees around your home could pose a danger in a lightning storm. A tree could be hit by lightning and catch fire, which in turn could spread to your home. It could also happen that the tree trunk splinters and the tree falls over onto your home.